First Choice for Finance in the Kingdom

Your Personal and Real Estate Finance Made Easier and Faster

Compare the best financing offers from approved banks and companies. Smart digital solutions tailored to your financial needs at the click of a button.

Licensed by:
تطبيق خدمة
Instant Approval 100% Digital Procedures
Lowest Profit Margin Exclusive Competitive Offers
سمة بيان ابشر نفاذ سمة بيان ابشر نفاذ سمة بيان ابشر نفاذ سمة بيان ابشر نفاذ سمة بيان ابشر نفاذ سمة بيان ابشر نفاذ سمة بيان ابشر نفاذ سمة بيان ابشر نفاذ سمة بيان ابشر نفاذ سمة بيان ابشر نفاذ
Who We Are

Your Smartest Financial Partner in the Kingdom

Khidma.. Your comprehensive digital gateway to finance, licensed by the Saudi Central Bank.

We are revolutionizing the world of financial brokerage. Through our smart technologies, we connect you with the best personal, real estate, and auto finance options from major banks and companies in the Kingdom.

  • Multiple financing options in one place
  • Fast and transparent digital procedures
  • Aligned with Kingdom's Vision 2030
Contact Us
About Khedma
2030 Kingdom's Vision
Our Solutions

Financing Products to Suit Your Ambition

Our solutions are designed to meet all your financial needs with the highest standards of ease and speed.

Personal Loan

Personal Loan

Instant cash to meet your personal and family needs

  • Competitive profit margins
  • Flexible repayment periods
More Details
Car Finance

Car Finance

Drive your dream car today with easy financing options.

  • No Down Payment
  • Instant Approval
More Details
Real Estate Finance

Real Estate Finance

Own your dream home with supported real estate finance solutions.

  • Supported by the Fund
  • Period up to 25 Years
More Details
Quick Start

Submit Your Request in a Minute

We have prepared a simple form to collect your basic data, then we nominate the best suitable offers for you from approved entities.

  • Select product and city in seconds
  • Quick review then contact from the team
  • Compare offers from more than one financing entity
Your Data is Encrypted
Fast Reply
Full Transparency

By sending the request, you agree that the Khidma team will contact you.

Why Khidma

Your digital broker in finance licensed by the Saudi Central Bank

Comfortable Scheduling

Installment amounts are scheduled monthly with each salary deposit to arrange obligations

Advanced Security

Highest levels of security and data encryption online

Dashboard

Easy dashboard to clarify daily finance data

Fast Deposit

The finance amount is deposited quickly upon request completion

How to Start?

1

Determine Finance Value

Determine the required finance amount and choose the repayment period suitable for you.

2

Register Required Data

Fill in the required data, and upload the supporting documents for your request.

3

Receive Finance Value

The finance amount will be deposited into your account immediately upon data completion and approval.

Our Partners

Latest News

Updates, partnerships, and new launches from Khidma

View All News

Frequently Asked Questions

Clear and quick answers to the most common questions

Privacy & Protection
Fast Procedures
Full Transparency

Still have a question?

Contact us and the Khidma team will help you choose the right financing.

Hail
Sunday - Thursday
Your Data is Secure
Is it a financing intermediary service or a financing entity?

The service is a digital intermediary that connects you with the best financing entities in the Kingdom to facilitate your access to appropriate financing.

Is "5idma" licensed by the Saudi Central Bank?

Yes, it is a service licensed by the Saudi Central Bank (SAMA) and operates in accordance with regulations and rules.

What are the eligibility criteria for obtaining funding?

The criteria vary depending on the funding source and the type of product, but generally depend on salary, employer, and financial obligations.

Are there any administrative fees for obtaining financing?

This service is free of charge to the customer. Administrative fees may be imposed by the financing entity itself.